Step 1: Set Up Your Payment Gateway

Supported Payment Processors

Luminous currently integrates with:

  • Cybersource
  • Authorize.net
  • Stripe

If your organization uses a different payment processor, you will either need to:

  1. Build a custom integration, or
  2. Open an account with one of the supported processors.

Adding Your Payment Gateway

  1. Click your name in the top right-hand corner of the Luminous interface and select Settings.
  2. On the General settings page, open the Payment Gateway tab.
  3. Under Currently Used Gateway, select your payment processor (CyberSource, Authorize.Net or Stripe).
  4. Enter the required credentials:
    • Login ID
    • Transaction Key
    • Auth.net Key (for Authorize.net only)
    • Toggle Test Mode to False if you are ready to process live payments.

Tip: You can find step-by-step guides or video tutorials for configuring these settings on platforms like YouTube or through support resources like Monday.com.

Step 2: Configure Payment Options in the B2B Portal

  1. In Settings, open B2B Portal and go to the Cart & Checkout tab.
  2. Configure the following options:
    • Allow no-payment checkouts: Turn this off to ensure that checkout requires payment.
    • Show credit-card form: Only shown when Allow no-payment checkouts is on. Turn it on to let customers optionally enter card details during checkout.

When properly configured, customers will see the payment form during checkout, enabling them to pay with a credit card.

Step 3: Enable Automated Billing

Configure Invoice Types for Auto-Billing

  1. Navigate to Sales > Sales Admin > Invoice Types.
  2. Select the invoice type you want to configure for auto-billing.
  3. Click Edit and adjust the following settings:
    • Apply Pricing Structure: Apply predefined pricing structures for this invoice type.
    • Payment Terms: Set terms such as "30/70" or other agreed-upon conditions.
    • Default Due Date: Define when payments are due.
    • Toggle Autopay On: This enables automatic payments for this invoice type.

Set Autopay Rules

  1. Specify the conditions for autopay under Autopay After X Days.
    • Example: If you want the card to be charged 30 days after a shipment, enter "30."
  2. Enable Automatically Email Invoice if you want the invoice emailed to the customer when triggered by the autopay rule.
  3. Click Submit to save your settings.

Summary

By completing these steps, you will have successfully:

  • Linked your payment processor to Luminous.
  • Enabled the payment process in the B2B portal.
  • Configured automated billing to charge customers according to predefined rules.

This setup ensures seamless payment workflows and a smooth experience for your B2B customers.